Credit Risk Team Manager

Base Location: You'll be expected to spend 50% of your working week in one of the following locations Forbury Reading Or Ty Calon Cardiff 

Salary: £43,704- £51,484 + a range of benefits to support your finances, wellbeing and family.

Working Pattern: Permanent| Full Time| Flexible First options available

The role

As a Credit Risk Team Manager, you will lead a team responsible for assessing and managing credit risk to protect the organisation and support sustainable growth. You will balance strong risk oversight with a fair, customer-focused approach, ensuring decisions are consistent, transparent and commercially sound.

You will

• Lead and develop a high-performing team – set clear objectives, provide regular coaching and feedback, and create an inclusive environment where everyone can contribute and grow.

• Oversee credit risk assessments and decisions – ensure applications and customer accounts are reviewed fairly, consistently and in line with agreed risk appetite and policy.

• Monitor portfolio performance – track trends, identify emerging risks and take timely action to reduce potential losses.

• Improve processes and controls – look for opportunities to simplify ways of working, strengthen controls and enhance the customer experience.

• Collaborate with key stakeholders – work closely with colleagues in finance, operations and customer teams to ensure risk decisions support both customer outcomes and business goals.

You have

• Strong experience in credit risk or financial risk management, with a solid understanding of credit assessment and portfolio monitoring.

• Proven leadership skills, including the ability to motivate, coach and develop a diverse team.

• Sound judgement and decision-making ability, balancing risk, commercial priorities and customer fairness.

• Analytical skills, with confidence interpreting data, identifying trends and making evidence-based recommendations.

• A collaborative and inclusive approach, valuing different perspectives and encouraging open discussion to drive better outcomes.

About SSE

SSE’s purpose is to provide energy needed today while building a better world of energy for tomorrow. We do this by developing, building, operating and investing in electricity infrastructure and businesses needed in the energy transition. Our Transforming for Growth investment plan sees us investing £33bn in critical electricity infrastructure across the five years to 2030.

SSE Energy Solutions support UK organisations by delivering energy and low-carbon energy solutions. These include EV hubs, solar systems, smart technologies, and heating and cooling networks. We power the net zero transition by helping customers cut carbon and costs, and by building and investing in flexible energy infrastructure.

Flexible benefits to fit your life

Enjoy discounts on private healthcare and gym memberships. Wellbeing benefits like a free online GP and 24/7 counselling service. Interest-free loans on tech and transport season tickets, or a new bike with our Cycle to Work scheme. As well as generous family entitlements such as maternity and adoption pay, and paternity leave.

Work with an equal opportunity employer

SSE will make any reasonable adjustments you need to ensure that your application and experience with us is positive. Please contact zoe.gillespie@sse.com  to discuss how we can support you.

We're dedicated to fostering an open and inclusive workplace where people from all backgrounds can thrive. We create equal opportunities for everyone to succeed and especially welcome applications from those who may not be well represented in our workforce or industry.

Ready to apply?

Start your online application using the Apply Now box on this page. We only accept applications made online. We'll be in touch after the closing date to let you know if we'll be taking your application further. If you're offered a role with SSE, you'll need to complete a criminality check and a credit check before you start work.

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